Financial Planning

Financial planning is fundamental to your future. It can have a critical impact on you, your family and your business.

Yet, today's chaotic economy and volatile market environment make it extraordinarily difficult to keep up with the thousands of investments available, and even more difficult to determine which investments, in what balance, are most appropriate to your specific goals, situation and constraints.

And, of course, once your portfolio is in place, the work has only just begun. Monitoring the investments you've made, scrutinizing their performance, rebalancing your portfolio or ensuring that your particular mix of investments remains aligned with your evolving objectives is a complex and demanding task.

We offer professional advice that is reasoned, rational and objective – to help you plan for your financial goals and the future you envision.

+Investment Planning
  • Needs Analysis
  • Investment Policy Development
  • Asset Allocation Modeling & Portfolio Construction
  • Investment Manager Research, Identification & Selection
  • Performance Monitoring & Rebalancing
+Retirement Planning
  • Needs Analysis
  • Income Sources & Strategies (Social Security, Pensions, Etc.)
  • Straight-Line Simulation & Analysis
  • Monte Carlo Simulation & Analysis
+Education Planning
  • Needs Analysis
  • Funding Strategies & Vehicles (529 Plans, Custodial Accounts, Etc.)
  • Ownership & Control Considerations
  • Room & Board Considerations
  • Financial Aid Considerations
+Estate Planning
  • Property Titling Considerations
  • Estate Plan Document Review (With Your Attorney)
  • Gifting Strategies
  • Incapacity Planning
  • Charitable Transfers
  • Insurance Strategies
  • Intra-Family & Other Business Transfer Techniques
  • Non-Traditional Relationships
+Insurance Planning
  • Needs Analysis
  • Risk Exposure Evaluation (Life, Long-Term Care, Disability)
  • Carrier Research, Identification & Selection
  • Specialty Insurance (Buy/Sell, Key-Employee, Etc.)
+Special Circumstance Planning
  • Divorce
  • Disability
  • Non-Traditional Families
  • Job Change/Job Loss
  • Dependents With Special Needs
  • Monetary Windfalls
+Asset Acquisition Planning
  • Needs Analysis
  • Financing Strategies

There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Past performance is not indicative of future results.